2. Buying Insurance



1.

A: I am interested in buying auto insurance.

B: Sure, I can help you. Did you bring all of your registration papers?

A: Yes, I brought everything with me.

B: Is your car with you?

A: Yes, it is out in the parking lot.

B: Wonderful. Let's go out and check to see what shape it is in.

A: OK, can you help me figure out what I should insure my car for?

B: I will look it up on the Blue Book list and we will factor in its condition.

A: What else do I need to consider?

B: Yes, you need to figure in liability for damage to the other car as well as injury issues as well.



2.

A: Good morning, I need to buy car insurance for the used car I just bought.

B: Yes, no problem. Do you have your registration and Certificate of Ownership with you?

A: Yes, it is all right here.

B: Did you drive your car here?

A: Yes, it is out in the back.

B: That's great. We'll go out and check the condition of your car.

A: I understand, what should I insure my car for?

B: There is a Blue Book price for your car and we will use that price.

A: What other things do I need to insure for?

B: We will factor in damage to the other car as well as property damage and injury.



3.

A: I just bought a used car and need to insure it.

B: We can take care of that right now. Do you have all of your paperwork with you?

A: Yes, I took care of all of that and have the papers with me.

B: Did you bring your car with you?

A: Yes, it is parked on the street.

B: Fine, I need to go out with you to check your car for wear and tear.

A: Fine, how will I know how much I should insure my car for?

B: After looking at your car, I will use the Blue Book price and we will consider the condition of the car.

A: Are there other considerations when I insure my car?

B: We always need to think about property damage, damage to other vehicles, and injury.



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